Stripe, PayPal & local
Global and regional gateways unified behind a single checkout and admin experience.
IOTFIY · Payment Gateway Integration
Checkout flowscustomers trust
Stripe, PayPal, and local gateway integrations with PCI-aware architecture — subscriptions, refunds, webhooks, and checkout UX that converts without compromising security.
Stripe
PayPal
PCI-aware
Subscriptions
Capabilities
Payments engineered for revenue
From one-time purchases to recurring billing — we wire gateways, ledgers, and reconciliation so finance and engineering stay aligned.
PCI-aware integration
Tokenized card flows, hosted fields, and scope reduction — sensitive data never touches your servers.
Subscriptions & billing
Plans, trials, proration, dunning, and invoice generation with webhook-driven state sync.
Refunds & disputes
Partial and full refunds, chargeback workflows, and audit trails for support teams.
Webhooks & events
Idempotent handlers for payment_intent, invoice, and subscription events with retry logic.
Checkout UX
Mobile-optimized flows, saved methods, express pay, and clear error recovery paths.
Integration flow
Secure path from cart to confirmation
Every transaction is traceable — from checkout session creation through webhook confirmation and order fulfillment.
01
Checkout
Hosted or embedded UI with address, tax, and promo code support.
02
Authorize
Tokenized payment via gateway — PCI scope minimized on your infrastructure.
03
Confirm
Webhooks update order status, inventory, and customer records in real time.
04
Reconcile
Admin dashboards, exports, and refund tools for finance and support.
Stripe
PayPal
Local gateways
Apple Pay
Google Pay
Security first
PCI scope you can explain
We architect payments so card data flows through gateway-hosted components — reducing compliance burden while keeping checkout on-brand.
- SAQ-A friendly hosted checkout patterns
- Secrets in vaults, never in source code
- Signed webhooks and replay protection
Operations
Orders, subscriptions, and support tools
Finance and support teams get searchable transaction history, one-click refunds, and subscription overrides — without engineering tickets for every change.
- Unified order view across gateways
- Failed payment recovery and dunning emails
- Revenue reporting and export APIs
Use cases
Payments for every business model
E-commerce
Cart checkout, express pay, and multi-currency for online stores.
SaaS subscriptions
Monthly and annual plans with trials, upgrades, and usage-based add-ons.
Marketplaces
Split payouts, escrow flows, and vendor onboarding with KYC hooks.
Ready to accept payments the right way?
Share your markets, billing model, and compliance requirements — we'll design a gateway integration that ships fast and scales cleanly.